Your Financial Success Comes First.
Founded by Kyle McDermott, CFP®, AIF®, we specialize in providing personalized financial solutions tailored to your unique needs. Our team is dedicated to helping individuals, small business owners, and pre-retirees achieve their financial goals with confidence. Whether you’re planning for retirement, managing your business’s financial growth, or looking to secure your legacy, we offer expert guidance every step of the way. We pride ourselves on our client-first approach, transparency, and commitment to fiduciary standards, ensuring that your best interests are always at the forefront of our services. Discover how we can help you build a strong financial future and take control of your wealth today.
CFP® & AIF® Certified
15+ Years Experience
Insights & Analysis
Integrity & Honesty
Proactive Planning
Trusted Partnerships
Our Mission
We empower clients with personalized financial strategies that secure their future and allow them to achieve their dreams. We are dedicated to providing expert guidance, fostering long-term relationships, and delivering comprehensive financial planning, education, and unwavering support.
Who We Are
Our Team
Kyle McDermott, CFP®, AIF®
President, Financial Advisor
[email protected]
(716) 969-5334
Kyle is the founder and lead financial advisor at Mountain Capital Planning. He resides in Penfield, NY, with his wife Jade, daughter Brooke, and their dog Niko. Outside of his work in finance, Kyle enjoys playing various racket sports, golfing, and exploring his passion for music. He thrives on meeting with clients and supporting them throughout their life journeys. With extensive experience, he is dedicated to guiding others through challenging times to achieve positive outcomes. His approach focuses on educating clients, empowering them to better understand their financial situations. Kyle holds the Certified Financial Planner™ (CFP®) designation and the Accredited Investment Fiduciary® (AIF®) designation. He is licensed with Series 7, 24, and 66, along with the New York State Life, Accident, and Health Insurance licenses.
Why Mountain Capital Planning?
Kyle understands that starting a business, planning for retirement, or growing a family can be filled with uncertainty. His own life has been marked by challenges and unexpected twists, which he views not as misfortunes but as lessons in perseverance. This drive led him to establish Mountain Capital Planning — to serve as a guide for those navigating their financial paths and to bring transparency, education, and confidence to the planning process.
Mountain Capital Planning is a trusted resource for the community, prioritizing a breadth of knowledge and a highly personalized approach. The firm is not driven by quantity but by an intense focus on availability and tailored solutions. While Mountain Capital Planning may not be the right fit for everyone, it offers a unique opportunity to build long-term relationships with clients who value commitment and expertise. For those seeking a financial partner for the next 10, 20, or even 30 years, Mountain Capital Planning stands ready to provide guidance every step of the way.
Emilio Monti
Financial Advisor
[email protected]
(585) 683-6398
Emilio is a dedicated financial advisor who brings a passion for client education and personalized financial planning to his role at Mountain Capital Planning. A graduate of The University of Tampa with a bachelor’s degree in finance, Emilio began his career as a financial representative in 2019. He quickly advanced, earning his Series 6, Series 7, Series 63, and Series 65 licenses, along with his New York State Life, Accident, and Health Insurance license. Since then, Emilio has been helping individual clients and managing group retirement plans with a focus on creating tailored financial strategies that align with each client’s unique goals.
A Rochester native, Emilio currently lives in downtown Rochester. Outside of work, he enjoys playing soccer and golf and spending time with his friends and family.
Matt Merola
Private Wealth Manager
[email protected]
(315) 708-5722
Matt lives in Webster, NY with his wife, Katherine and their dog, Ghost. Outside of work, Matt can usually be found at Midtown Athletic Club, or out on the golf course. In his professional approach, Matt strives to develop a collaborative relationship with clients to provide education, and to better understand their financial goals and concerns. This process allows him to design comprehensive financial plans that will evolve through various life changes, enhancing each client’s current financial situation and alleviating future uncertainties. Matt is well-equipped with a range of certifications, including his Series 7, 63, and 66, along with his New York State Life, Accident, and Health License.